Payment Terms

Payment Terms

 

Payment is an important part of online shopping process. We, at Goindiastore.com, believe in providing our customers with convenient and trusted/secured online modes of payments that use secure encrypted technology to keep your transaction details confidential at all times.

 

Modes of Payment

 

Goindiastore.com offers the following modes of payments:-

·      Net Banking

·      Credit Card

·      ATM Card/Debit Card

·      Cash on Delivery

·      Gift Cards

·      Online Wallet

 

All our prepaid payment options are safe and secure. We are affiliated with all the leading banks of India for internet banking payments, and accept payments made through Visa, MasterCard, Maestro and American Express credit/debit cards.

 

Hidden Charges

Goindiastore.com does not believe in misleading its customers. There are NO hidden charges involved while purchasing items from Goindiastore.com. The prices listed for all the items are all-inclusive and final. The prices mentioned are exactly what you have to pay for.

 

However, extra delivery charges may be applicable depending upon the seller’s policy. Please check individual seller prices for the same.

 

Payment via Debit and Credit Cards

 

Goindiastore.com accepts payments made through debit/credit cards issued in India.

 

Debit Cards: You can make payments using Visa, MasterCard, Maestro debit cards. In order to make payment by debit card, you will need a card number, name of the card holder, expiry date (optional in case of Maestro cards), 3-digit CVV number (optional in case of Maestro cards). After filling the required details, you will be redirected to your bank's secure page for entering your online password that is issued by your bank, to complete the payment.

 

Credit Cards: You can make payment using Visa MasterCard and American Express credit cards. In order to make payment by credit card, you will need a card number, name of the card holder, expiry date and three-digit CVV number. After filling the details, you will be redirected to your bank's page for entering your online 3D Secure password and complete the payment process.

 

Safety and Measures

Safety:

Every online transaction made on Goindiastore.com is secure with supreme and the latest level of security presently available on the Internet. We use the best available technology to protect your card information while safely transmitting it to your respective banks for processing of the payment.

 

Every debit/credit card payment on Goindiastore.com is processed via a trusted and secure payment gateway handled by leading service providers. To provide an additional layer of security to the online transactions, banks now use the 3D Secure password service for identity verification.

 

Measures:

 

Goindiastore.com understands the importance of frauds that are likely to occur during payment processes. We and our online payment partners closely monitor all the transactions for suspicious activity and raise flag against potentially fraudulent transactions for manual verification by our team.

 

Cash On Delivery

 

In case you are not comfortable making payment online on Goindiastore.com, you can opt for our Cash-on-Delivery option that allows you to pay cash for your purchase at the time of actual delivery of the items at your shipping address.

 

Please note that this is strictly a Cash-on-Delivery payment method and no Gift Cards or store credits will be accepted at the time of actual delivery.

 

 

 

EMI Payment Options

 

Goindiastore.com offers EMI options on a wide range of products. The scheme is available for specified bank credit card holders only. You can choose to make payment with 3, 6, 9 or 12 months installment plans. Note that the scheme is only available for items with a minimum value of Rs.XXXX /-.

 

Levying of processing fee for availing our EMI payment option can vary (it is nominal in most cases), and is subject to the discretion of Goindiastore.com. However, in case of exchange or return of the item, the interest charged by your bank till that time is not subject to refund by Goindiastore.com. You must first check with your respective bank/issuer about the cancellation, refund or pre-closure terms, its effect on the EMI terms and what interest amount will be levied on you for the same.